Abstract Online Banking is one of the major financial activities which will be carried out by any person who has a bank account. There are different activities that can be carried out once you log in to your bank account. Once a user logs in he or she can check the bank balance, check bank account transaction history or account summary, add beneficiary accounts, transfer funds to another account, download account summary. When we deal with a banking system main...
2 Pages
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Investment banking is a cornerstone of the global financial landscape, a dynamic arena where capital markets, corporate strategies, and economic growth converge. This field, characterized by its fast-paced and high-stakes environment, drives corporate expansion and shapes economies. My fascination with investment banking stems from a keen interest in understanding how financial decisions can have far-reaching impacts. This interest was ignited early in my academic journey as I delved into the complexities of finance and economics. The thrilling intersection of strategy,...
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Banking as an industry processes cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and loans. They offer savings accounts, certificates of deposit, and checking accounts. Bank loans and credit mean that families don't have to save before going to college or buying a house. Banking plays a significant role in the economy of any nation. In this essay, I am going to take a closer look at its conception in the context of...
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The world is changing at very high rate because of the advancement of technologies. Technologies are changing the face of each country. It also revolutionaries the way an industry performs. Over the year banking industry has also changed. This change has improved the experience of the customer substantially. Innovation is changing the manner in which organizations work and convey items to customers in numerous divisions. We have cautions that recognize harmful substances in our air, restorative hardware that can distinguish...
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With digital upheaval rippling across the world rapidly, transforming industries and revolutionizing businesses with its power, no sector can afford to get marooned to the sidelines. As every industry engages in designing and developing approaches and methods to remain relevant in a world steered by technology, the banking sector is no exception. Customers, now familiarizing themselves with advanced technologies and techniques in their everyday lives, no longer expect banks to be characterized by long queues, frequent visits and excruciating degree...
3 Pages
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Ethics is a meaning that can change from one person to another. What could be ethic for one individual could not be for others. Ethics is a moral principle that rules over an individual’s behavior or judgment. Basically, ethics is about a person’s judgement about right or wrong, how they evaluate the decisions, and how they can react in a determine moment. Ethics is a very complicated subject because people think in different ways in different scenarios. Usually, ethics in...
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Artificial Intelligence and Banking As global technology has evolved over the years, we have moved from Landline phone to Mobile, Television to Internet and Branch Banking to Mobile Banking and today we are smoothly and gradually adopting Artificial Intelligence (AI). It was John McCarthy who introduced the word AI to the world in 1956. It involves process automation of robotics to the actual process of robotics. AI is very popular today among large companies owing to the data handled by...
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1.1 Introduction The liberal policies in 1991 under the Movement for Multiparty Democracy (MMD) provided a platform for a competitive economy for Zambia which runs on a market economy. This type of economy thrives on the principle of demand and supply with respect to the market. The market is a factor instrument in the determination inter alia prices of goods and services. If any country is to see socio-economic development, the concept of competition becomes a factor, and further the...
6 Pages
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Money is any item or verifiable record that is generally accepted as payment of goods and services and repayment of debt such as taxes, in a particular country Banking in the other hand is an industry that handles cash, credit and other financial transactions as it is defined in Wikipedia. This essay will help us understand the history of money and banking. Money has close relationship with banking because money is the basis of banking. All banks do operate on...
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What is Banking? Banking can be characterized as the business movement of tolerating and defending cash possessed by different people and elements, and afterward loaning out this cash so as to procure a benefit. Nonetheless, with the progression of time, the exercises secured by banking business have broadened and now different administrations are likewise offered by banks. The financial administrations nowadays incorporate issuance of charge and Visas, giving safe guardianship of significant things, storage spaces, and ATM administrations and online...
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Introduction This study will try and identify the differences between the Islamic and conventional banking from earlier days as well as today. While looking at the differences the study will identify the advantages and disadvantages for both sides equally. It will also talk about finances for both banking systems. This study is going to look at all the sources available such as: books, journals, newspapers, previous studies and internet. What is Islamic banking? Islamic banking is a new way of...
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INTRODUCTION Banks global are organization that providing online and mobile financial, offering their clients a greater handy way to their banking affairs at the same time as at the identical time enhancing efficiency and saving on working prices. However, online banking has its drawbacks. Online banking account are often aimed by way of cyber criminals. Security issues remain a first-rate situation for customers and corporations alike. As a result, banks want to implement security features to guard themselves and their...
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Introduction As in the case study that Mr. Raj has recently graduated and got placed in a private sector bank and is unaware of the banking sector and its operations. Being his reporting manager, you need to brief him with the Principles of lending and need to explain him in details. Lending in its most general sense is the temporary giving of money or property to another person with the expectation that it will be repaid. In a business and...
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The World Bank is an international organization that has the largest sources of development assistance that help its group to develop countries with various goals to make sure people around the world can live a better life by eradicating extreme poverty and hunger, achieving universal primary education, promote gender equality and empower women, reduce child mortality, improve maternal health, combat HIV/AIDS, malaria, and other diseases, ensure environmental sustainability and develop a global partnership for development. The World Bank was founded...
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Introduction In the dynamic and ever-evolving landscape of personal finance, one principle stands tall as a beacon of hope for individuals seeking financial prosperity - investments. Just as the ancient sages wisely planted seeds for a bountiful harvest, the modern investor sows seeds of wealth to reap a future of abundance. Investments, a cornerstone of financial planning, have the potential to transform one's financial standing from ordinary to extraordinary. This essay delves into the significance of investments, shedding light on...
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Abstract With the invention of the Internet, the rise of technology and bring your own devices, it has revolutionized the human society forever in terms of creating a new environment to do existing activities in a more efficient way. Realising the importance of this, banks have also made their presence online, giving their clients’ the ability to monitor their assets and conduct transactions via mobile banking applications anywhere, anytime as long as the Internet is present. Almost every shop, every...
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