BSI Mobile Bangking & Qris

BSI MOBILE BANGKING & QRIS Nowadays we live in a digital age where everything has to be connected to the Internet. According to BPS data, by the second quarter of 2020, 196.7 million people in Indonesia were using the Internet—about 73.7% of the total population, or 266 million people. Especially with the current pandemic that forces people to follow modern developments, like using the internet. We are facilitated in everything by this digital world, for example: a. Communication facilities: In the digital age as we are today, we are so easy to communicate because communication is getting easier and faster when we live at home. Communication is very important, especially during a pandemic like this. b. Available anywhere and anytime In today's digital age, you can do anything you want with HP, and it's more flexible. c. Internet Vs. Pulses: In today's digital age, people prefer the internet to the pulse because more activity is done through the internet than using the Pulse. Even to communicate, people prefer to use WhatsApp than HP phones because with the internet we can do a lot of things, like making video calls, sending pictures, and so on. d. Online shopping: Nowadays, online shopping has become commonplace for us, especially in the midst of a pandemic, which requires people not to leave the house except for very important reasons. If we want to buy something, one way we can do it is through the internet. e. No need to worry about getting lost In the era of modern technology, Google Maps makes it easy to find addresses, unlike in the past when people had to ask a lot of people to find a way. f. Famous and productive: Now it's easier to become famous and make money. For illustration, modern young people use social media platforms like YouTube, Instagram, and Tiktok to make money and become famous. There's a lot of kids playing games to make money. The Internet today is becoming much needed, as in today's digital age, becoming a necessity and an inseparable lifestyle for people. This is due to the fact that the internet has become vital for a variety of functions, including social media, online meetings, online government, entertainment, online shopping, education, and transportation. Digital banking, an IT-based banking service, can meet all the needs and lifestyles of the digital age. Digital banking is the digitization of all the activities and services of conventional banking programs that historically were only accessible to customers when they were physically in the bank's office. Electronic banking, or e-banking, is an IT-based banking service that allows customers to conduct financial transactions through various delivery channels, including: • • • • Automatic Teller Machine (ATM) Electronic Data Capture (EDC), internet banking. Short Messaging Service (SMS) banking. Mobile banking Bank Syariah Indonesia (BSI) is a merger of three sharia banks of BUMN subsidiaries: Mandiri shariah, BNI sharial, and BRI sharial. BSI has 20,094 employees, 1,120 branch offices, and 1,785 ATMs, with more than 14.9 million customers. BSI Mobile Banking is one of the services offered by Bank Shariah Indonesia. By using the Bank's electronic distribution channels, Mobile Banking allows customers to access communication networks via mobile phones or tablet computers. With this service, customers can open accounts online, get account information, transfer funds, make payments and purchases, open additional accounts, top up e-wallet, QRIS payments, and cash withdrawals. BSI Mobile Banking provides ease of transaction & prosperity in handles consisting of: a. Save time with money transfers, balance checks, payments, and other services on your phone without having to go to the bank. b. Practical with Mobile Banking, paying your bills without interfering with your activities. c. Dapwt Real Time monitors personal financial transactions in real time and monitores funds coming in and out of your account with Mobile Banking. Free mobile banking with no activation or monthly activation fees. d. Free,There's no charge in the transaction. e. Secure: Bank-standardized security systems, verification codes, and PINs are required to use mobile banking features. BSI Mobile has a transaction feature like QRIS, which facilitates transactions across QRIS logo stores. The Islamic feature, which facilitates worship with the schedule of prayer, the direction of the kiblat, and the nearest mosque. Payments, ease of electric token transactions, BPJS health, Paytren, educational institutions, tickets, zakat, wakaf, etc., as well as pulse replenishment, Go-Pay, e-Money, data packages, etc. Transfer, ease of conducting transactions with the feature of transfer of funds, both between accounts and between banks It's getting easier to activate BNI Mobile. You can do this through the nearest BSI branch office, BSI ATM, or BSI Call 14040, or you can also use Aisyah's Chatbot via WB or WhatsApp Business BSI. BSI-QRIS (Quick Response Indonesian Standard) is a unification of various QR codes used by various payment system operators. (PJSP). All payment service providers who want to use a payment QR code must use QRIS. QRIS has a superior characteristic, which is an extension of: • • • • • Universal, QRIS can accept payments using any payment application that uses QR Code. Society is simple, just have to scan the QR Code and pay. Easy trading, no need for many QR Codes, only one QRIS can be scanned using any QR application. Benefits Users can use any QR payment account to pay. Trade must have at least one account to accept all QR Code payments. Direct Payments with QRIS direct cut. One of the three types of QRIS payment is Merchant Presented Mode (MPM) Statistic. The user just needs to do a scan, find the amount, find a pin, and then click pay. Both buyer and seller receive transaction notifications directly. Small and micro will love QRIS MPM Statistics. The second is Dynamic Merchant Mode (MPM). QR is issued free of charge through devices such as smartphones or EDC engines. Customers must perform a QRIS scan that is displayed or printed after the seller enters the initial payment amount. QRIS Dynamic MPM is ideal for with high transaction volumes and medium-sized and large-scale enterprises. The third is the Presented Customer Mode (CPM), which is currently being tested. QRIS CPM is more suitable for that require high transaction speeds, such as modern parking, transportation, and retail providers, where customers simply show QRIS from customer payment applications.