Banker Ethics In The Industrial Revolution 4.0

BANKER ETHICS IN THE INDUSTRIAL REVOLUTION 4.0 The industrial revolution is a phenomenon that collaborates cyber technology and automation technology. The concept of implementation is centered on the concept of automation carried out by technology without the need for human labor in the application process. This of course adds value to efficiency in a work environment where time management is considered vital and much needed by industry players. In addition, good time management will exponentially impact the quality of labor and production costs. A concrete example that can be taken from the use of technology in the industrial sector is the process of bookkeeping and production which can now be easily accessed by anyone at any time. In the 4.0 Industrial Revolution, there will be 9 technologies that will become the main pillars for developing a digitally-ready industry, including: 1. Cloud computing Cloud computing is a technology that makes the internet a center for data and application management, where computer users are given access rights (login) to access virtual servers to be able to configure the internet. 2. System integration An integrated system or integrated system is a series that connects several systems physically and functionally. This system will combine sub-system components in one system which guarantees that each function can function as an integral part of a system. 3. Simulation The model represents the system itself, while the simulation represents its operation over time. Simulation is used in many contexts, such as technology simulation for performance optimization, safety engineering, testing, training, education, and video games. 4. Addictive Manufacturing This is a new breakthrough in the manufacturing industry which is often known for using 3D printers. In today's digital era, digital design drawings that have been made can be transformed into real objects with the same size and shape as the actual design with a certain scale. 5. Internet of Things (LoT) The internet of things is a concept where something has the ability to transfer data over a network without requiring human interaction. One example of a product is Jarvis which can turn off the lights when it's morning. 6. Big Data Is a system that describes a large volume of data, both structured data and unstructured data. 7. Argumented Reality Argumented reality is a technology that combines two-dimensional and or threedimensional virtual objects into a three-dimensional real environment and then projects these virtual objects in real time. 8. CyberSecurity Cyber Security is an effort made to protect information from cyber attacks 9. Artificial Intelligence A computer or machine technology that has human-like intelligence Ethics is the obligation and moral responsibility of every person in behaving in society. Etymologically, the word ethics comes from the ancient Greek language, namely "Ethikos" which means arising from a habit. In this case ethics has a normative point of view where the object is humans and their actions. In the world of banking ethics is very necessary, because with ethics the relationship between humans and humans and their actions are in accordance with existing ethics or norms. So, ethics is a norm that is used as a guide in behaving in society. There are several ethical principles including the principle of responsibility, the principle of justice, the principle of beauty, the principle of equality, the principle of kindness and the principle of truth. A banker must have ethics, the ethics that must be carried out by a banker are 1. 2. 3. 4. 5. 6. 7. 8. Avoid being involved in decision-making in the event of a conflict of interest Taking into account the adverse impact of each policy set by the bank Refrain from unhealthy competition Obey and comply with the applicable laws and regulations Polite in serving Striving to provide services that exceed customer expectations Listen to criticism and suggestions from customers Understanding customer needs In the world of banking there are several ethics that must be carried out by a banker, including: 1. Make correct records of all transactions Recording must be correct, in a management record is included in substance, from management, which is where what happens must be the same as the record, may not be exaggerated or reduced. 2. Not abusing his authority Do not abuse for personal gain, meaning that what we get when working in a company or bank, we must not abuse our position for personal gain because it can cause losses to a company and can harm other people. 3. Maintain customer confidentiality In a company, the confidentiality of customers and banks is highly emphasized, because if company secrets reveal their secrets, huge losses will occur. 4. Do not receive rewards that enrich yourself Do not accept gifts that enrich yourself and your family, enrich yourself and your family is the wrong way and can cause great losses to the company. In order for the Bank to be better, its human resources must also be competent, while the requirements to become a competent banker are: 1. Synergy Building synergistic cooperation with all stakeholders based on sincerity, openness and upholding mutual trust (tabligh) 2. Integrity 3. 4. 5. 6. Consistent between thoughts, words and actions in accordance with company regulations, professional code of ethics and tested principles of truth (Shiddiq) Innovation Constantly developing new ideas and continuous improvements that add value to the company (Fathonah) Professionalism Visionary, competent in their field, always developing themselves with the latest technology to produce the best performance. spirits Achieving excellence means demonstrating passion and a strong commitment to achieving the best results leadership This means leadership, the meaning of leadership is the ability possessed by a person to influence other people in terms of work that aims to achieve certain goals and targets. Meanwhile, as a leader is the chairman or role in the system in a group or organization In becoming a banker, there are also restrictions that a banker may not perform, including: 1. 2. 3. 4. 5. 6. Disregarding superiors' instructions Late, let alone skipping work Likes to complain about his work and complain Afraid to ask when you're confused or don't know Individualism Limit association